KC Capital Acculator PlanThere is a Filipino adage which says: “Kapag may isinuksok ay may mahuhugot.” This statement goes to show that our ancestors have encouraged their younger folks to practice savings for future use. Modern day citizens have plenitude of choices of how to save money for the future. The KC Capital Accumulator Plan is a savings program with insurance protection feature exclusively designed by brother knights for brother knights and their family members.

The KC Capital Accumulator Plan is ideal for young professionals who are presently employed but desirous of becoming entrepreneurs in the not so distant future. The short period of endowments every 5 years and on the 20th year will enable them to accumulate enough capital for a business venture or for personal purchases.

The investment on insurance contributions is easy to the pocket. Take a 35-year old employee who is occupying a managerial or supervisory position in his company as our example. A Php1 Million KC Capital Accumulator Plan will require him an annual budget for insurance contribution of Php72,300.00 based on standard risk. Computed on daily* basis the enrollment to the plan will only amount to about Php198.00 a day.

The second advantage here is the opportunity of gaining in the process. During the 20-year period, our Benefit Certificate holder would have put in about Php1.45 million. On the maturity day of his KC Accumulator Plan, his total guaranteed proceeds would have amounted to Php1.80 million. This amount does not include dividends and added value benefits.

Finally, the family of our Benefit Certificate holder stands to be benefited in case of his untimely demise. The amount of death benefit is equal to the sum insured for the first two years of the insurance and 120% from the 3rd year up to the 20th year.

The KC CAPITAL ACCUMULATOR PLAN is available to members of the Knights of Columbus and their family members who are between the ages 1 and 75. KCFAPI reserves the right to require full medical examination if it deems necessary.


* Daily computation of insurance contribution is for illustration purposes only. Modes of payment allowed are annual or semi-annual or quarterly.